Unable To Work Ever Again Cover – TPD (Total Permanent Disablement)

💥 Can’t Work Again? A Lump Sum That Can Change Everything.

Imagine this: one day you’re working, supporting your family, living your life…
Then suddenly — an accident or illness stops everything.
You can’t work again. Ever.

Now imagine this:
Your mortgage? Paid off.
Bills? Handled.
You’ve got the funds to focus on recovery, adjust your lifestyle, and still live life on your terms.

That’s what Total and Permanent Disability (TPD) Insurance is here for.
It pays you a tax-free lump sum if you become permanently unable to work due to illness or injury.


✅ What’s in it for YOU?

  • 💰 A BIG payout when you need it most

  • 🏡 Pay off your mortgage so your family always has a home

  • 💳 Clear debts and stop financial stress in its tracks

  • 🧑‍⚕️ Fund medical care and recovery without worrying about the bills

  • 🔧 Modify your home or vehicle to suit your new lifestyle

  • 💡 Plan for your future with real money and real security

  • 🧘 Breathe easier knowing you’ve got a safety net


🎯 Who is this for?

Anyone who relies on their income and would have to pay debt off and make changes if they were unable to work ever again.
Which is… pretty much all of us.

If you work to support yourself or your family — TPD Insurance gives you the ultimate backup plan if life throws you something big.


🔍 Quick Facts

  • One lump-sum payment if you can never work again

  • Can be based on your own occupation or any occupation

  • Often available as part of trauma cover or life cover

  • Options to adjust for inflation, buy back life cover, and more

  • Covers major disabilities, including permanent loss of limbs, vision, cognitive function, etc.


💬 Real Talk:

Without income, everything stops.
But with TPD cover in place, you can protect your home, your lifestyle, and your family’s future — even if the unthinkable happens.


📲 Get protected now.

Click below to request to speak with a specialist — it could be the most important decision you make for your future.

 

Click here to request a quote or feel free to call us on              0800 822 122

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